Mes: febrero 2022

2018 Fantasy Footballers draft tips for the hardcore rookies!

Welcome Fantasy Football Fiends! The start of another wonderful NFL season is around the corner which means it’s close to #draftszn. After 6 long months it’s time to take back that damn gold trophy that was stripped away from your mits as you were crossing the goal line like vintage Leon Lett…

But hey, there’s not a reason to be bitter, I’d much rather learn to get better at this fickle game… Doesn’t matter if it’s over the internet or in real life at a live draft event, it’s time to rock some gold and talk a little poo poo to your fellow man.

Below are three ways to better defeat your fantasy football adversary starting with the first test: fantasy drafting!

Tip #1 Draft the sure bet. High risk-high reward player are tempting but it’s not necessary because if the player is a flop, the gamble you took on the player will be hard to recover from especially in the first round. Plus, the player who averages 1,000 all purpose yards & 5 touchdowns per year will be better than a player who rushed for 1300 plus yards and 9 touchdowns in 2017 but normally is a sub 1000 yard back. The name of the game is value, playa!

Tip #2 Don’t get cute. Picture this: It’s your third pick and thus far you’ve knocked it out of the park with your first two picks, although a bell cow running back is still sitting there in the third round unfortunately you’ve already taken two running backs, do we take the bait? If nothing else we can just fill in for your current starters bye weeks, right? No! It’s a trap! Take your WR1 because at the end of the day, you’ve already filled those spots, fill the others…

Another reason could be by drafting a third running back early, you have trade bait later on but you’re losing out on value on other positions and often times you won’t find a suitable trade partner. Focus on filling the holes on your roster first then add depth to your bench.

Tip #3 Leggo your ego. Spit your game, talk your crap while actually watching football but don’t let certain players get passed on because you hate that team. I am a Raiders fan, but I won’t pass on a guy like Keenan Allen who plays for the arch rivals, Los Angeles Chargers if it’s a good move.

These are just a few tips that will mold you into a fantasy league champ in no time!

Draft well my friend.

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Jay Cutler was born on April, 29, 1983 and long before he was throwing touchdown passes in the National Football League (NFL) he was growing up in a small Indiana town with the endearing name of Santa Claus, Indiana. As a high school student growing up in rural Indiana Jay played football at Heritage Hills High School in Lincoln City, Indiana. Both Lincoln City and Santa Claus are located in southern Indiana. Lincoln city is a short five mile drive east on Christmas Blvd. when coming from Santa Claus, Indiana and is where kids in Santa Claus had to go for the nearest high school.

From an early age Jay Cutler showed a lot of promise throwing the football. As a teenager playing for the Heritage Hills Patriots in Lincoln City, Indiana Jay quarterbacked his high school football team to a perfect 15-0 record en route to a state championship victory during his senior season. In fact, over the course of his final two seasons of high school football the prep star led his squad to an impressive 26-1 record as the starting quarterback.

During the perfect season that Cutler quarterbacked as a senior the statistics his team put up where completely gaudy. In the course of rolling up 15 wins the Patriots outscored opponents by an average of over 44 points per game. During the course of the season the team that Jay Cutler was on racked up 746 points while opponents only put up a collective 85 points in 15 games. Those numbers equate to the Heritage Hills High School team that Cutler played for scoring nearly 50 points per game while opposing offenses put up less than 6 points a contest. Those lopsided averages were heavily influenced by a 90-0 win over the Pike Central Chargers from nearby Pike County, Indiana.

A significant contributing factor in the lopsided nature of these match ups is the fact that not only did the Heritage Hills High School team have a future NFL Pro Bowl quarterback under center but also the level of competition was a far cry from what Cutler would have encountered playing against competition in a more densely populated area. To illustrate this point the Pike Central team that the squad led by Cutler so famously pounded by a final score of 90-0 has a total school population of just 672 students. Often times football players with the ability that Cutler had square off against schools in the neighborhood of three or even four times the student population size of Pike Central.

For his efforts at quarterback Jay Cutler received the prized accolade of being named a first-team All-State selection during his senior year of high school. In addition to being a highly toting quarterback the three sport star also earned a first team All-State selection in the sport of basketball as well as an honorable mention All-State nod for his performance as an infielder on the baseball team at his school.

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There are many odd traditions in college football and the sort of things that make casual fans scratch their heads in bewilderment are in many instances the exact same things that make extremely zealous fanatical fans love their favorite past time even more. One of the more odd traditions in college football is that the annual in state rivalry football game between Indiana University (located in Bloomington, IN) and Purdue University (located in West Lafayette, IN) has for decades been played for a rather unique trophy titled the Old Oaken Bucket.

To understand the rationale behind the unique title of this head to head match up the historical origin of the term must first be understood. The traveling trophy known as the Old Oaken Bucket actually dates back to the 1920s and is one of the oldest football trophies in existence. The concept for the trophy that is now battled for by two Big Ten Conference rivals was first thought of in a 1925 alumni meeting in Chicago. Both Hoosiers and Boilermakers alumni gathered to discuss the options of how to best commemorate the spirited rivalry between the two schools which are only located less than 115 miles apart.

The odd specific phrase oaken bucket is jointly credited to both Dr. Clarence Jones (an Indiana alum) and Russel Gray (a Purdue alum). The language in the resolution passed at a subsequent 1925 joint alumni meeting in Chicago and essentially stated that an «old oaken bucket» (oaken simply means made of oak wood) would be best because it was believed to be «the most typical Hoosier form of trophy.» In this specific instance the word Hoosier was not referring specifically to the Indiana University Hoosiers but rather to all Indiana citizens who are collectively known as Hoosiers. This would of course include the Purdue students and alumni who also fell under the umbrella of Hoosiers. In fact the state nickname of Indiana is the Hoosier State.

The origin and inspiration for the phrase old oaken bucket actually predates the 1925 joint alumni meetings between Purdue and Indiana by about one hundred years. Dr. Jones and Mr. Gray chose the term old oaken bucket in part because it is the title of a now famous poem that poet Samuel Woodworth wrote in 1817. Although Woodworth was an American from the eastern seaboard (Massachusetts) and not Indiana the eloquent words that he penned about the endearing memories he had for where he grew up were sentiments many Indiana natives could relate to.

Amusingly, the first game in this epic series ended in a 0-0 tie in 1925. Since then Purdue leads the Old Oaken Bucket series with a record of 56-23-3 against the Indiana University (IU) Hoosiers.

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Let’s talk about high school football official crew communication

It is vital that as a crew you have fluid communication between each position on the field.  This is significant for any level of football.  As a varsity football crew we break down our communication as follows:

Football Crew Communication Signals –

• Linesman and Line Judge (Wings) – A fist held straight out to the side – represents the nearest player off the line. This is used to communicate that their man is off the line – and signals to each other to count the players in the back field if both show this signal.  This is specific for an illegal formation – not enough players on the line.
• Linesman and Line Judge (Wings) – A palm to the cheek represents an unbalanced line – signaling to everyone to look for numbering issues, ineligibles, and position of players.
• All officials – Two fist crossed, signals two stakes – more than ten yards to gain for a first down
• Linesman and Line Judge (Wings) – When a play ends on the sideline – two arms held down with palms toward the sideline represents ‘Player out of bounds’.  Clock will start on the next snap
• Linesman and Line Judge (Wings) – When a play ends on the sideline – two arms held down with palms toward the field of play represents ‘Player in bounds’.  Clock is still running
• Linesman and Line Judge (Wings) – On a pass play behind the line of scrimmage the wings may have to signal the direction of the ball.  If the pass was backward this signaling is done by putting an open hand held straight out to the side.  If the pass was forward – no signal is needed.   This is critical if a backward-passed ball is recovered in bounds by the defense or goes out of bounds to mark the new spot for the offense.
• All officials – Starting the clock, this is done by rotating an arm in a large circle in front of the body (called winding the clock).
• All officials – Stopping the clock to indicate that the play progress was stopped out of bounds.  This is done by crossing the arms above the head two times.
• When a first down is reached the process is to stop (wind) the clock two times and then restart it .  This signals that the first down was reached and that the referee will start the clock on the ready for play.
• All officials – will rotate each fist over each other to signal that the next play will give protection for the snapper on punts, field goals, and or tries.
• All officials – some crews will pound a fist on top of each other to signal that after the next play we will stop the clock in unison – this is used as a reminder to each crew member.
• All officials will hold a fist straight up to signal that they have counted their respective teams (offense or defense – depending on the official) for eleven players.  This is done to signal that there are not too many players during a play.
• It is vital that you communicate as a crew to how the signaling is done. Signals need to be consistent and should be discussed during pre-game.

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What do you think would happen if most people spent as much time planning their retirement and investments each year as they spend watching football? I suspect we would all have a lot more money, be better prepared for retirement, and maybe even be able to afford tickets to the Super Bowl every year.

Steve Roberts, with nearly twenty years of experience in the financial industry, knows that most people – including himself – would rather play or watch football than the stock market. After all, Steve himself was a three – sport letterman in high school, lettering in football, basketball, and baseball. He was a member of Ricks Junior College football team, and today he coaches youth football. But that doesn’t mean he doesn’t value financial planning and realize its importance. What it does mean is he had the brilliant idea to write a book about financial planning using football metaphors to make the topic not only more interesting but easier to understand for his many readers.

Steve breaks down his new book, «Football Financial Planning,» into three sections: Defense; Offense; and Coaches, Special Teams, and Systems. Then in each section, he discusses a valuable asset for your retirement or investing portfolio, and he compares that investment to a player in football. For example, he compares auto insurance to a defensive tackle and universal life insurance to an outside linebacker – these are players on your defense because you need them to protect your assets. Players on your offense include the center (your checking account), a right tackle (fixed annuity), and a tight end (bonds). Steve realizes that you may not always need every player on your team, but he walks you through the benefits as well as disadvantages of each player so you can decide whom you do want on your team and how you can use those players to create the best possible game plan for yourself.

I’ve read several financial planning books in the past, and they all are helpful in various ways. What makes Football Financial Planning stand out is not only that the football metaphor is fun, but that the way Steve breaks down the team makes each player or financial tool very easy to understand; because each player/investment product is a chapter by itself, the book is also accessible for referring back to and finding specific items later.

Steve makes the discussion easy to follow, and he really made me think about the different financial options out there and why certain ones would be great assets to have on my team while others would not. In the end, he reminds us that each of us is the team owner and even the quarterback of our own team, so we have to make the decisions on the plays.

As an added bonus, Steve provides play charts for avid football fans so they can see how their financial offense or defense adds up. At the end of each chapter, he also provides a short chart or worksheet for the reader to fill out, asking questions about things such as insurance deductibles, projected cash value, or income so people can write all their information down and keep it in one easy to find and remember location, as well as evaluate the different possibilities that exist for their financial game plan.

In the end, Steve’s entire system boils down to determining what system or philosophy works best for you because no one team will work for everyone. Steve highlights this point with the following story:

«To win a game (score big in your investments), it is very important to have a system (philosophy) that matches your quarterback’s abilities and talents. One university that has produced many great college quarterbacks is Brigham Young University (BYU); however, not all of BYU’s great quarterbacks have had success in the NFL. I once heard BYU’s former coach, Lavell Edwards, say that he believes Marc Wilson, one of his great quarterbacks, would have been more successful in the NFL if he had played in a different system. The point here is you need to make sure the system and philosophy your coaches implement matches your needs and abilities. There are systems out there that others are pushing and selling that work for most people, and they may work for you, but they may not be the best fit for you. Some examples of systems that people may be pushing are to buy an outside linebacker term life insurance and invest the rest in mutual fund running backs. This person’s system may also include telling you never to buy a variable annuity. Every person’s situation is different, so everyone else’s team may look a little different than yours; the important thing is to find the system and coaches that work for you.»

Whether you love football or you just want to get clear about your financial situation and be prepared to score a touchdown to win the game when it’s time to retire, Football Financial Planning can give you the tools you need now to create the investing system that works for you. Then, when the game is over, you will have a great nest egg to last you for the rest of your life.

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